Use NT100 to be the rich. | 100元學做有錢人！

by Arthur
Http://www.businessweekly.com.tw/webarticle.php?id=28572
A few days ago, I saw this post in the Business Weekly magazine that an article <>. Just recently the Prices are rising, in addition to teaching people to save money, it is also one of "using money" concept.
There are paragraphs of the article, in particular with feelings, the original captures were recorded as follows:
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How's work about NT100? In the eyes of the rich, NT100 have enormous power; But poor people look down the NT100. If you know, every day save a cup of coffee that cost NT150, or less take a trip taxi, after 30 years, you will be able to have NT10 million. So that, will you look down NT100? If you save NT150 a day, every month NT5,000 fixed investment funds, as long as the reward rate of 10%. This turn small money, and after 30 years you can promote rich list . "The world's greatest strength is not the atomic bomb, but compound interest!" This is Einstein's wisdom. Therefore, even a piece of money, the rich manage, and to make it a piece of money in the future to make more money.
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"To spend money, I have asked myself, what aim of spending? How long can I enjoy? "Yuzhilan said.
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"Can you point to th difference between want or need?" Chan Yuen Hui said.
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Why the people feel installment payment cheaply? Obviously this will increase the cost, the original people psychological accounts, businessmen in the psychological equivalent opened many psychological accounts, so you have to account for every few money without preparedness, making consumption. Businessmen Association ...... give you a lot of choices, and the control habits will let you find the best, but forget to look for the most suitable for you. Results of buying dress is beautiful, but it always be hanged on wardrobe, and even the labs not be broken.
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Read these, it is fortunate that I'm not the people who will spend money indiscriminately. Every month will have a fixed cost, but the costs still have to spend. Like yesterday, I bought more than one month's rent for the goods. With the new glasses, of course, look to pick the best view, this is dressing! Lenses should pick functional, heavy computer using of me, together with regular exercise, the lenses must be anti-UV, anti-radiation, anti-....... and so on (except beautiful girl), the eyes must be good protection. Still bought a pack, although there is no spectacle so expensive, but think about: buy a endurable is best than a cheap pack easy broken.
In addition, the article also mentioned in the allocation of property is the best three, two, one. The monthly income plan into six, three now, two for the future, and the remaining one is to invest ourselves. And I is: two now, three for the future, one myself. Prices rose so fast now, not much for the future, how to live? !
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http://www.businessweekly.com.tw/webarticle.php?id=28572
前幾天看到這在商業周刊的電子報裡看到這一篇文章<<100元學做有錢人！>>，剛好近來物價節節上升，除了敎人省錢之外，也讓人對"錢"的觀念有不一樣的想法。
裡面有幾段文章，特別有感觸，原文擷錄如下：
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一百元有什麼用？但一百元，在有錢人眼中，有著巨大威力；窮人卻反而看不起一百元。 如果你知道，每天省下一杯一百五十元的咖啡，或者少 搭一趟計程車，三十年後，你就能擁有一千萬元，這樣，你還會看不起一百元嗎？如果你每天省下一百五十元，每個月固定投資基金五千元，只要年報酬率達一○ 「世界上最偉大的力量不是原子彈，而是複利！」這是愛因斯坦的名言。因此，有錢人連一塊錢都要管理，並且讓那一塊錢在未來賺更多的錢。
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「要花錢之前，我都問自己，花的目的在哪？我能享受多久？」喻芝蘭說。
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 「你分得出想要（want）還是必要（need）的差異？」陳琬惠說。
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人為什麼會覺得分期付款比較划算？明明這還會增加利息的成本，原來人很容易有心理帳戶的迷思，商人等於在人的心理開了很多個心理帳戶，讓你因為每個帳戶要支出的錢不多，而沒有防備，做出消費。 ...... 商人總會給你很多選擇，而控制欲會讓你習慣找尋最好的，但卻忘記要尋找最適合你的。結果，買回家的洋裝很美，但總高高掛在衣櫥裡，連吊牌都沒剪。
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看了這些，很慶幸自己不是會亂花錢的人。每個月都會有固定的花費，但該花的還是要花。像昨天就去敗了超過一個月的房租費的物品，配副新眼鏡，當然外觀要挑最好看的，這是門面嘛！鏡片也要挑功能型的，重度電腦使用者的我，加上常運動，鏡片一定要抗UV、抗輻射、抗.......一堆(美女除外)，眼睛一定要保護好。還敗了個包，雖然沒有眼鏡那麼貴，但是想想：買個耐用的算一算都比便宜容易壞的划算。
另外，文章裡也提到財產的配置最好是三、二、一。每個月的收入規劃成六份，三份是現在，兩份給未來，剩下的一份是投資自己。而我則是：兩份現在、三份未來、一份自己。現在物價漲這麼兇，不多留點給以後怎麼行呢？！
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